Karina Bulow-brown

Thank you for visiting! I'm thrilled you're here, and I look forward to the opportunity to connect with you.
With over 25 years in the industry, I've witnessed it all—double-digit interest rates, booming markets, the challenges of the housing bubble, and the unusual years of 2020-2021.
Each experience has shaped my approach to helping clients like you. As your mortgage advisor, my top priority is your financial success. I take the time to ask questions, understand your goals, and learn about your dreams and concerns. This allows us to craft a personalized plan that puts you on the path to achieving homeownership without financial stress.
My mission is to help you build wealth through real estate, whether you're purchasing a home or tapping into your home's equity to improve cash flow. Since earning my license in 2003, I've had the privilege of helping many individuals and families in various ways.
Real estate, when done right, is a powerful financial tool. My expertise comes from more than just advising clients—I've personally been investing in real estate since the age of 19, purchasing my first condo in Copenhagen. Since then, I've bought, sold, and managed homes, rentals, lots, and land, and I bring this hands-on experience to every transaction. I believe in the saying, "You are what you repeatedly do."
When you choose me as your mortgage advisor, you're working with someone who is passionate about what they do and committed to your long-term success. Many of my clients consider me a key part of their "financial team," working alongside their financial planner, insurance agent, CPA, bookkeeper, and real estate attorney.
Real estate is a long-term investment, and I'm here for the long haul to guide you every step of the way. We offer a variety of mortgage options, including conventional, VA, FHA, renovation loans, reverse mortgages, HELOCs, and more.
Let's work together to build your wealth through real estate, one step at a time.