Sierra Pacific Mortgage Bakersfield (4560 California Ave)
Loan OfficerNMLS #1374354
Sierra Pacific Mortgage Company, Inc. dba CORNERSTONE MORTGAGE. Licensed in California by the Department of Financial Protection & Innovation under the Residential Mortgage Lending Act 417-0015. Not Licensed in the State of New York.
ABOUT Carol Ruiz
A successful mortgage starts with a personal touch and a one-on-one meeting to understand your financial goals as well as what you can afford before you shop. As an experienced mortgage originator, I can help guide you, so you understand the mortgage process and make the smartest choice for you or your family. My team offers a full range of fixed-rate mortgages, adjustable-rate mortgages, conventional loans, jumbo mortgage loan options, plus government issued and state bond loan programs.
In addition, I am committed to providing you with timely, helpful communication and friendly, skilled service. At Sierra Pacific, we use top-notch technology, which allows you to submit, view, and sign many of the required loan documents electronically. The result? You save time, and your home loan process becomes easier, and more efficient.
Your goals are my goals, whether it's buying your first home, remodeling an older home, or getting cash out for your next adventure—I'll always make it a priority to match your short-term and long-term financial needs with a great mortgage loan. Ready to start? Contact me today!
When We're Open
|Day of the Week||Hours|
|Mon||8:00 AM - 5:00 PM|
|Tue||8:00 AM - 5:00 PM|
|Wed||8:00 AM - 5:00 PM|
|Thu||8:00 AM - 5:00 PM|
|Fri||8:00 AM - 5:00 PM|
WHAT OUR CUSTOMERS ARE SAYING
Carol was great to work with. She made the entire process so easy for me no stress at all. Would recommend her and use her for future needs. Thank you Carol!!
Mrs. Ruiz was very pleasant to work with. This was our first time working with Mrs. Ruiz and I can say we would be more than happy to use her again in the future. She was very professional and we never felt rushed or hassled.
Carol is very dedicated answered all my questions even after business hours. Clearly very devoted to customer satisfaction. Thanks Carol!
THE SIERRA PACIFIC MOBILE APP, SPM GO! IS HERE
WATCH US IN ACTION
WE'RE OVER 30 YEARS STRONG
Get to know Sierra Pacific Mortgage. With over 30-years of experience, we understand the loan process.
WE ARE ONE SIERRA
We're the #ONESIERRA family and we're growing! Join our team today.
MORTGAGES ARE FOR EVERYONE
At Sierra Pacific Mortgage, we believe everyone should have the opportunity to experience the dream of homeownership.