Carol Ruiz

A successful mortgage starts with a personal touch and a one-on-one meeting to understand your financial goals as well as what you can afford before you shop. As an experienced mortgage originator, I can help guide you, so you understand the mortgage process and make the smartest choice for you or your family. My team offers a full range of fixed-rate mortgages, adjustable-rate mortgages, conventional loans, jumbo mortgage loan options, plus government issued and state bond loan programs.

In addition, I am committed to providing you with timely, helpful communication and friendly, skilled service. At Sierra Pacific, we use top-notch technology, which allows you to submit, view, and sign many of the required loan documents electronically. The result? You save time, and your home loan process becomes easier, and more efficient.

Your goals are my goals, whether it's buying your first home, remodeling an older home, or getting cash out for your next adventure—I'll always make it a priority to match your short-term and long-term financial needs with a great mortgage loan. Ready to start? Contact me today!